Terms of Use

LAST UPDATED: JUNE 2026

1. Acceptance of These Terms

By accessing this website or registering for the "Homebuying 101" webinar, you agree to these Terms of Use. If you do not agree, please do not use this site.

2. Educational Purpose Only

This website and the webinar it promotes are provided for general educational and informational purposes only. Registering for or attending the webinar does not constitute a loan application, a pre-qualification, a pre-approval, or a commitment to lend. No credit report is pulled as part of registration or attendance.

3. No Financial, Legal, or Tax Advice

Content presented on this site and in the webinar is general in nature and does not take into account your individual circumstances. It is not financial, legal, or tax advice. You should consult qualified professionals, including a licensed loan originator, real estate agent, attorney, or tax advisor, before making decisions about purchasing a home or obtaining financing.

4. Eligibility

This site and webinar are intended for residents of Texas and Florida who are 18 years of age or older. Loan products and programs referenced are available only where Jennifer Baum and VanDyk Mortgage are licensed to do business.

5. Accuracy of Information You Provide

You agree that the information you submit through the registration form is accurate and that you are authorized to provide the email address and phone number submitted.

6. Intellectual Property

All content on this site and in the webinar, including text, graphics, logos, and presentation materials, is the property of VanDyk Mortgage, Jennifer Baum, or their licensors, and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

7. Acceptable Use

You agree not to misuse this site, including by submitting false registrations, attempting to interfere with the site's operation, or using automated tools to scrape or spam the registration form.

8. Third-Party Links & Services

This site may reference or link to third-party websites and services. We are not responsible for the content or privacy practices of third parties.

9. Disclaimer of Warranties & Limitation of Liability

This site and the webinar are provided "as is" without warranties of any kind. To the fullest extent permitted by law, VanDyk Mortgage and Jennifer Baum shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or attendance at the webinar. Nothing in these terms limits liability that cannot be limited under applicable law.

10. Changes & Governing Law

We may update these Terms of Use from time to time; continued use of the site constitutes acceptance of the updated terms. These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

11. Contact

Questions about these terms may be directed to jbaum@vandykmortgage.com or 512-608-1519.