Disclaimer

LAST UPDATED: JUNE 2026

Educational Event, Not a Loan Application

"Homebuying 101" is a complimentary educational webinar. Registering for or attending the webinar does not constitute a loan application and does not create a lender-borrower relationship. No credit pull, hard or soft, is required to register or attend.

No Guarantee of Results

Results are not guaranteed. Nothing on this website or in the webinar promises any specific interest rate, loan approval, loan program eligibility, timeline, or outcome. Whether you qualify for any mortgage product depends on your individual financial situation, applicable underwriting guidelines, and program availability at the time of application.

Program & Rate Information

Any loan programs, down payment assistance programs, credit guidelines, or qualification thresholds discussed are for illustration and education only, are subject to change without notice, and may not be available to all applicants or in all areas. All loans are subject to credit approval and program guidelines.

Licensing

Jennifer Baum is a licensed loan originator, NMLS# 2695619. VanDyk Mortgage Corporation, NMLS# 3035. Licensed in Texas and Florida. Loan products referenced are offered only in states where licensure permits. For licensing information, visit the NMLS Consumer Access website at nmlsconsumeraccess.org.

Not Affiliated With a Government Agency

This website and webinar are not sponsored by or affiliated with any government agency. References to FHA, VA, or other government-backed loan programs are informational only.

Consult Professionals

The information presented is general in nature and should not be relied upon as financial, legal, or tax advice. Consult a licensed loan originator regarding your specific situation, and qualified legal or tax professionals as appropriate.

Equal Housing Opportunity

VanDyk Mortgage is an Equal Housing Opportunity lender. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act.

Contact

Jennifer Baum · VanDyk Mortgage
Phone: 512-608-1519 · Email: jbaum@vandykmortgage.com